Some things to note regarding catastrophic weather events and insurance claims. If storm damage is considered a catastrophe, this means the insurance companies have received more claims than they have local adjusters. Catastrophe adjusters, or field adjusters, from around the country will come to help local adjusters get through mass amounts of estimates. These CAT adjusters will give you an estimate that is likely 30-40% lower than what it actually is to get the ball rolling on filing your claim. Expect a more detailed and thorough estimate when we inspect your property. If the adjusters beat us to it, simply let us know that the insurance adjusters have already been to your property and given you an estimate. We will compare their estimate to ours when we do our assessment and ensure that you get the coverage you need to fix your home.
After our assessment, we will provide a comprehensive estimate. Note that you will only have to pay your deductible plus any upgrades in materials. Be cautious of companies offering to pay deductibles, as this is illegal and generally results in a reduction of quality.