Hail Damage Roof Repair: How to Find & Fix

October 19th, 2023 BY First American Roofing

Your home’s roof is a critical shield against the elements, providing safety and protection to everything beneath it. Unfortunately, Mother Nature sometimes tests the resilience of your roof. One surefire way to guarantee roof damage? A hail storm.

Hail damage can range from minor cosmetic issues to severe structural problems. Knowing how to spot and repair it can save you money and a headache in the future. In this guide, we’ll explore:

Keep reading to become a hail damage expert!

The Damage Risks of Different Hail Sizes

close up to hail stones

Hailstones vary in size, and the extent of damage they can cause depends on their size and density. Understanding these risks is crucial for assessing the potential harm to your roof.

Small Hail (Less Than 1/4 Inch)

Small hail may not seem threatening, but it can still cause damage to your roof. The most common issues associated with small hail include:

Medium Hail (1/4 Inch to 1 Inch)

Medium-sized hail poses a more significant risk to your roof and can cause:

Large Hail (1 Inch or Larger)

Large hailstones are the most destructive and can cause extensive damage to your roof, including:

5 Signs of Hail Damage to Your Roof

Identifying hail damage promptly is crucial for preventing further deterioration and ensuring timely repairs. Here are some common signs to look for:

1. Dented or Bruised Shingles

Check your asphalt shingles for dents or bruises. These marks may not always be immediately visible but can be felt by running your hand over the surface. Dents can weaken the shingles, making them more susceptible to leaks.

2. Cracked or Broken Shingles

Inspect your roof for cracked or broken shingles, which are particularly common after medium to large hailstorms. Shingles in this condition need immediate replacement to maintain the roof’s integrity.

3. Missing Granules

Hail damage often results in granule loss from asphalt shingles. Look for patches of shingles that appear discolored, as this may indicate granule loss. Excessive granule loss can reduce the shingles’ ability to protect against UV rays and water.

4. Dents on Metal Surfaces

If you have a metal roof, gutters, vents, or other metal components, check for dents or dimples. These are telltale signs of hail impact and should be addressed to prevent further damage.

5. Water Leaks

The most concerning sign of hail damage is water leaks inside your home. If you notice water stains on your ceiling or walls, or if you see water dripping, it’s essential to act quickly to prevent further damage to your home’s interior.

Will Insurance Cover Hail Damage Repairs?

hail stones on broken roof tiles

One of the first questions homeowners ask when dealing with hail damage is whether their insurance will cover the repairs. In most cases, standard homeowners’ insurance policies do cover hail damage, but it’s important to understand the details of your policy, including deductibles and coverage limits. Here’s what you need to know:

8 Steps to Repair Hail Damage

Once you’ve identified hail damage and confirmed your insurance coverage, it’s time to take action to repair your roof. Here are the steps you should follow:

1. Contact a Professional Roofing Contractor

Hail damage repair is not a DIY project. It requires the expertise of a professional roofing contractor who can assess the damage accurately and recommend the appropriate repairs. Look for a reputable, licensed, and insured roofing contractor with experience in handling hail damage claims.

2. Schedule a Roof Inspection

The roofing contractor will conduct a thorough inspection of your roof to assess the extent of the damage. They will provide you with a detailed report outlining the necessary repairs and an estimate of the costs involved.

3. File an Insurance Claim

If you haven’t already filed an insurance claim, now is the time to do so. Your roofing contractor can assist you with the claims process by providing documentation and supporting evidence of the damage.

4. Review the Insurance Adjuster’s Assessment

After you’ve filed a claim, the insurance company will send an adjuster to inspect the damage. Be sure to review their assessment and compare it to the assessment provided by your roofing contractor. If there are discrepancies, discuss them with your contractor and your insurance company.

5. Schedule the Repairs

man repairing hail on roof

Once your insurance claim is approved, schedule the repairs with your roofing contractor. Be sure to discuss the timeline for the work and any potential inconveniences, such as noise or debris, with your contractor.

6. Monitor the Repairs

During the repair process, it’s a good idea to monitor the work to ensure that it meets the agreed-upon specifications. This will help you address any concerns or issues promptly.

7. Final Inspection and Cleanup

Once the repairs are complete, perform a final inspection of your roof to ensure that everything has been properly addressed. Your roofing contractor should also clean up any debris and leave your property in good condition.

8. Maintain Your Roof

After hail damage repairs, it’s essential to maintain your roof regularly. Regular inspections and maintenance can help identify and address any issues early, preventing more extensive and costly repairs in the future.

Professional Help In a Pinch!

Hail damage can be tricky to spot. Instead of taking it on yourself, call First American for a professional roof inspection. Our highly experienced roofers can spot even the most subtle signs of roof damage and provide you with customized solutions to get your roof back in working order. Contact us today to receive your free estimate!